Legal
FMBankia.Com Cookie Policy
Cookies keep FMBankia.Com working and help us understand which guides are useful. Here's exactly what we set, and how to switch it off.
This Cookie Policy explains how FMBankia.Com uses cookies and similar technologies when you visithttps://fmbanksia.com. It sits alongside our Privacy Policy, which covers personal data more broadly.
What cookies are
A cookie is a small text file a website stores on your device. It lets the site remember things between pages and visits — such as a preference you set, or whether you have already dismissed a notice. Cookies cannot read other files on your device or run programs.
How FMBankia.Com uses cookies
We keep our use deliberately minimal. Broadly, cookies on FMBankia.Com fall into three groups:
1. Strictly necessary
These make the site function — remembering your cookie choices, keeping the site secure, and balancing traffic. The site cannot work properly without them, so they cannot be switched off from here. They store no marketing data.
2. Analytics & performance
These tell us which guides get read, how readers arrive, and where pages are slow — in aggregate. We use them to decide what to write next and what to fix. Where required, we ask your consent before setting them, and we favour privacy-respecting analytics that do not build advertising profiles.
3. Preferences
These remember choices you make — for example, dismissing the newsletter prompt so it does not reappear on every visit. They are convenience only.
What we do not do
- We do not sell data collected via cookies.
- We do not use cookies to build cross-site advertising profiles of you.
- We do not let cookies influence our editorial judgement — see our Editorial Policy.
Third-party cookies
Some cookies may be set by services we rely on rather than by FMBankia.Com directly — for example our analytics provider, our email provider when you subscribe to The FMBankia.Com Brief, or fonts and media served from another domain. These providers process data under their own policies. If you follow a link from one of our guides to an external site, that site's cookies are governed by its policy, not ours.
Controlling cookies
You are in control, and you have several options:
- Our consent notice. Where non-essential cookies are used, we ask first and you can decline. You can change your mind at any time.
- Your browser. Every major browser lets you block or delete cookies — usually under Settings → Privacy. You can also block third-party cookies specifically.
- Private browsing. Incognito or private windows discard cookies when you close them.
Blocking cookies is entirely your right. Do note that blocking strictly necessary cookies may stop parts of FMBankia.Com working as intended.
Do Not Track
Browsers can send a "Do Not Track" signal. There is still no agreed industry standard for responding to it, so we do not rely on it. Instead we keep collection minimal and honour the choices you make through our consent notice and your browser.
Changes to this policy
As FMBankia.Com grows, the tools we use may change. Any material change to how we use cookies will be reflected here, with the "Last updated" date revised accordingly.
Contact
Questions about cookies on FMBankia.Com? Emailhello@fmbankia.com or use ourcontact page. Related reading: ourPrivacy Policy and Terms of Service.