Legal
FMBankia.Com Privacy Policy
Your privacy matters to us. This policy explains what FMBankia.Com collects, why, and the choices you have.
This Privacy Policy describes how FMBankia.Com ("we", "us", or "our") collects, uses, and shares information when you visit https://fmbanksia.com (the "Site"). By using FMBankia.Com, you agree to the practices described here.
The short version: we are a finance publication, not a data business. We collect as little as we can get away with, we never sell it, and the only thing we actively ask you for is an email address — and only if you want The FMBankia.Com Brief.
Information FMBankia.Com collects
Depending on how you use the Site, this may include:
- Information you provide. Your email address if you subscribe to our newsletter, or your name, email and message if you use our contact page.
- Usage data. Pages visited, referring site, browser type and approximate location, collected in aggregate through privacy-respecting analytics.
- Cookies. Small files used to remember preferences and understand how the Site is used — see our Cookie Policy for the detail.
What we deliberately do not collect
The tools on FMBankia.Com are built to stay on your device. The figures you enter into our compound growth calculator, for example, are computed in your browser — they are never sent to us or stored on our servers. We do not ask for financial account details, and you should never send them to us.
How we use your information
- To deliver The FMBankia.Com Brief and respond to your enquiries.
- To understand which guides are useful and what to write next.
- To maintain the security and integrity of the Site.
- To comply with legal obligations.
We do not sell your personal information, and we never have.
Cookies
Cookies help FMBankia.Com function and help us understand aggregate usage. Where required, we ask for your consent before setting non-essential cookies. Full details — including the three categories we use and how to switch them off — are in ourCookie Policy.
Third-party services
We use trusted third parties for analytics, email delivery and hosting. These providers process data on our behalf and are bound by their own privacy commitments. External links from our guides are governed by the privacy policies of those websites, not by FMBankia.Com.
Your rights
Depending on where you live, you may have the right to access, correct, or delete your personal information, to object to certain processing, or to withdraw consent. Unsubscribing from The FMBankia.Com Brief takes one click, from the footer of any email. To exercise any other right, email hello@fmbankia.com.
Data retention & security
We keep personal information only as long as necessary for the purposes above, and we use reasonable technical and organisational measures to protect it. No method of transmission over the internet is completely secure, however, and we cannot guarantee absolute security.
Children's privacy
FMBankia.Com is not directed at children under 16, and we do not knowingly collect their personal information.
Changes to this policy
We may update this policy from time to time. Material changes will be reflected by the "Last updated" date above. Continued use of FMBankia.Com after changes take effect constitutes acceptance of the revised policy.
Contact
Questions about privacy at FMBankia.Com? Emailhello@fmbankia.com or use ourcontact page.